Creative Finance: Innovative Strategies for Real Estate Investing
At Skyhook Capital, the team understands that traditional financing methods can often limit opportunities for both buyers and sellers. That’s why the company has developed a suite of creative finance strategies designed to unlock hidden value, streamline transactions, and offer flexible solutions tailored to unique situations. This page provides an overview of our key creative finance methods. For an in-depth look at each strategy, please click on the “Learn More” links below.
Subject-To Acquisitions
Subject-to acquisitions allow investors to acquire a property by taking over the seller’s existing mortgage payments—while the mortgage remains in the seller’s name. This innovative approach can enable a quick purchase with minimal upfront cash, helping motivated sellers avoid foreclosure and buyers secure properties “as is.”
Wrap-Around Mortgages
A wrap-around mortgage is a creative financing method where a new loan is structured to “wrap around” an existing mortgage. In this arrangement, the buyer makes payments on the new combined loan while the seller’s original mortgage remains in place. This technique can offer more flexible terms and streamlined closings, benefiting both parties by leveraging existing financing structures.
Owner Financing
Owner financing bypasses traditional bank mortgages by having the seller act as the lender. This method offers buyers an alternative path to homeownership with flexible terms and can provide sellers with a steady stream of income. By structuring the deal directly between buyer and seller, owner financing can simplify the transaction process and open the door to creative deal structures.
Lease Options & Rent-to-Own
Lease options and rent-to-own agreements enable tenants to rent a property with the option to purchase it later. These strategies are especially valuable for buyers who need time to build credit or save for a down payment, allowing them to enjoy the benefits of living in the home while working toward eventual ownership. This approach creates a win-win scenario by giving sellers a steady income stream and buyers a pathway to homeownership under flexible terms.
Skyhook Capital’s creative finance strategies are designed to provide alternative solutions that meet the evolving needs of today’s real estate market. Whether you’re a buyer seeking innovative purchase methods or a seller looking for a fast, flexible exit, our approach helps unlock opportunities that traditional financing often misses.
For more detailed information on each creative finance strategy, please visit the dedicated pages linked above. If you have any questions or need personalized advice, contact Skyhook Capital today.
